Access to Financial Services and the Financial Inclusion Agenda around the World : A Cross-Country Analysis with a New Data Set

Ardic, Oya Pinar; Heimann, Maximilien; Mylenko, Nataliya

dc.creator	Ardic, Oya Pinar
dc.creator	Heimann, Maximilien
dc.creator	Mylenko, Nataliya
dc.date	2012-03-19T18:00:02Z
dc.date	2012-03-19T18:00:02Z
dc.date	2011-01-01
dc.date.accessioned	2023-02-17T20:54:11Z
dc.date.available	2023-02-17T20:54:11Z
dc.identifier	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110118141442
dc.identifier	http://hdl.handle.net/10986/3310
dc.identifier.uri	http://localhost:8080/xmlui/handle/CUHPOERS/244195
dc.description	Recent empirical evidence highlights that access to basic financial services can make a substantial positive difference in improving poor people's lives. Accordingly, financial sector reforms that promote financial inclusion are increasingly at the core of policymakers agendas. The Consultative Group to Assist the Poor and the World Bank Group, in response, launched the Financial Access project, including a cross-country database on financial inclusion topics and an annual report to inform the policy debate. Using this database, this paper (i) counts the number of unbanked adults around the world at 56 percent, (ii) analyzes the state of access to deposit and loan services as well as the extent of retail networks, and (iii) discusses the state of financial inclusion mandates around the world.
dc.language	English
dc.relation	Policy Research working paper ; no. WPS 5537
dc.rights	CC BY 3.0 IGO
dc.rights	http://creativecommons.org/licenses/by/3.0/igo/
dc.rights	World Bank
dc.subject	ACCESS TO CREDIT
dc.subject	ACCESS TO FINANCE
dc.subject	ACCESS TO FINANCIAL SERVICES
dc.subject	ACCESS TO SAVING
dc.subject	AFFORDABLE FINANCIAL SERVICES
dc.subject	ATM
dc.subject	ATM NETWORK
dc.subject	ATMS
dc.subject	BALANCE SHEETS
dc.subject	BANK ACCESS
dc.subject	BANK ACCOUNT
dc.subject	BANK ACCOUNTS
dc.subject	BANK BRANCH
dc.subject	BANK BRANCH NETWORK
dc.subject	BANK BRANCH NETWORKS
dc.subject	BANK BRANCHES
dc.subject	BANK DEPOSIT
dc.subject	BANK DEPOSITS
dc.subject	BANK INTEREST MARGINS
dc.subject	BANK LOAN
dc.subject	BANK LOANS
dc.subject	BANKING MARKETS
dc.subject	BANKING SECTOR
dc.subject	BANKING SERVICES
dc.subject	BANKING SYSTEM
dc.subject	BANKS
dc.subject	BARRIER
dc.subject	BASIC FINANCIAL SERVICES
dc.subject	BORROWING
dc.subject	BUSINESS CLIMATE
dc.subject	BUSINESS ENVIRONMENT
dc.subject	CAPITAL ACCOUNT
dc.subject	CAPITAL ACCOUNT TRANSACTIONS
dc.subject	CHECKING
dc.subject	CHECKING ACCOUNT
dc.subject	CHECKING FEES
dc.subject	COMMERCIAL BANK
dc.subject	COMMERCIAL BANK BRANCHES
dc.subject	COMMERCIAL BANK LOAN
dc.subject	COMMERCIAL BANK LOANS
dc.subject	COMMERCIAL BANKS
dc.subject	CONSUMER
dc.subject	CONSUMER LOAN
dc.subject	CONSUMER LOANS
dc.subject	CONSUMER PROTECTION
dc.subject	CONTRACT ENFORCEMENT
dc.subject	CONTRIBUTION
dc.subject	COOPERATIVE BANKING
dc.subject	COOPERATIVES
dc.subject	COUNTRY TO COUNTRY
dc.subject	CREDIT ACCESS
dc.subject	CREDIT INFORMATION
dc.subject	CREDIT INFORMATION SYSTEMS
dc.subject	CREDIT PORTFOLIO
dc.subject	CREDIT QUALITY
dc.subject	CREDIT UNIONS
dc.subject	CREDITOR
dc.subject	CREDITOR RIGHTS
dc.subject	DATA AVAILABILITY
dc.subject	DEBT
dc.subject	DEMOGRAPHIC
dc.subject	DEPOSIT
dc.subject	DEPOSIT ACCOUNT
dc.subject	DEPOSIT ACCOUNTS
dc.subject	DEPOSIT INSURANCE
dc.subject	DEPOSIT INTEREST
dc.subject	DEPOSIT INTEREST RATE
dc.subject	DEPOSIT RATE
dc.subject	DEPOSIT SERVICES
dc.subject	DEPOSIT VOLUME
dc.subject	DEPOSIT VOLUMES
dc.subject	DEPOSITOR
dc.subject	DEPOSITORS
dc.subject	DEPOSITS
dc.subject	DEVELOPING COUNTRIES
dc.subject	DEVELOPMENT BANK
dc.subject	ECONOMIC DEVELOPMENT
dc.subject	ECONOMIC GROWTH
dc.subject	ELECTRONIC TRANSACTIONS
dc.subject	ENFORCEMENT PROCEDURES
dc.subject	ENTREPRENEURSHIP
dc.subject	EXCLUSION
dc.subject	FDIC
dc.subject	FINANCE CORPORATION
dc.subject	FINANCIAL ACCESS
dc.subject	FINANCIAL ACCESS INDICATORS
dc.subject	FINANCIAL CONSUMER
dc.subject	FINANCIAL CRISES
dc.subject	FINANCIAL CRISIS
dc.subject	FINANCIAL DEVELOPMENT
dc.subject	FINANCIAL INSTITUTION
dc.subject	FINANCIAL INSTITUTIONS
dc.subject	FINANCIAL LITERACY
dc.subject	FINANCIAL OPENNESS
dc.subject	FINANCIAL REGULATOR
dc.subject	FINANCIAL REGULATORS
dc.subject	FINANCIAL SECTOR
dc.subject	FINANCIAL SECTOR INFRASTRUCTURE
dc.subject	FINANCIAL SECTOR REFORM
dc.subject	FINANCIAL SECTOR REFORMS
dc.subject	FINANCIAL SERVICE
dc.subject	FINANCIAL STABILITY
dc.subject	FINANCIAL SYSTEM
dc.subject	FINANCIAL SYSTEMS
dc.subject	FINANCING OBSTACLES
dc.subject	FIRM GROWTH
dc.subject	FOREIGN BANK
dc.subject	FORMAL FINANCIAL SERVICES
dc.subject	GOVERNANCE INDICATORS
dc.subject	GOVERNMENT BANK
dc.subject	GREATER ACCESS
dc.subject	GROSS DOMESTIC PRODUCT
dc.subject	GROWTH RATE
dc.subject	HOUSEHOLD ACCESS
dc.subject	HOUSEHOLDS
dc.subject	INCOME
dc.subject	INCOME DISTRIBUTION
dc.subject	INCOME GROUPS
dc.subject	INEQUALITY
dc.subject	INFLATION
dc.subject	INFLATION RATE
dc.subject	INSURANCE SCHEME
dc.subject	INTEREST RATE
dc.subject	INTEREST RATE SPREAD
dc.subject	INTEREST RATE SPREADS
dc.subject	INTERNATIONAL BANK
dc.subject	INTERNATIONAL DEVELOPMENT
dc.subject	INTERNATIONAL FINANCE
dc.subject	LEGAL CONSTRAINTS
dc.subject	LEGAL ENVIRONMENT
dc.subject	LEGAL RIGHTS
dc.subject	LENDERS
dc.subject	LENDING INTEREST RATE
dc.subject	LEVELS OF ACCESS
dc.subject	LEVELS OF CREDIT
dc.subject	LIABILITY
dc.subject	LIABILITY SIDES
dc.subject	LIVING STANDARD
dc.subject	LOAN
dc.subject	LOAN AMOUNT
dc.subject	LOAN APPLICATION
dc.subject	LOAN APPLICATIONS
dc.subject	LOAN VOLUME
dc.subject	LOAN VOLUMES
dc.subject	LOANS TO INDIVIDUALS
dc.subject	LOW INCOME
dc.subject	LOW-INCOME
dc.subject	LOW-INCOME COUNTRIES
dc.subject	LOWER INCOME
dc.subject	LOWER INTEREST RATE
dc.subject	MACROECONOMIC CONDITIONS
dc.subject	MACROECONOMIC STABILITY
dc.subject	MANDATES
dc.subject	MEDIUM ENTERPRISES
dc.subject	MFIS
dc.subject	MICROFINANCE
dc.subject	MICROFINANCE INSTITUTIONS
dc.subject	MIDDLE-INCOME COUNTRIES
dc.subject	MINIMUM BALANCE
dc.subject	MONETARY FUND
dc.subject	NONBANKS
dc.subject	OFFSHORE BANKING
dc.subject	OFFSHORE FINANCIAL CENTER
dc.subject	OFFSHORE FINANCIAL CENTERS
dc.subject	OUTPUT
dc.subject	OUTREACH
dc.subject	OUTSTANDING LOAN
dc.subject	OUTSTANDING LOANS
dc.subject	POLICY ENVIRONMENT
dc.subject	POLITICAL STABILITY
dc.subject	POST OFFICES
dc.subject	PRIVATE REGISTRY
dc.subject	PRIVATE SECTOR DEVELOPMENT
dc.subject	PROFITABILITY
dc.subject	PROVIDERS OF CREDIT
dc.subject	PUBLIC POLICY
dc.subject	PUBLIC REGISTRY
dc.subject	RATE OF INFLATION
dc.subject	RATES OF GROWTH
dc.subject	REGIONAL DUMMIES
dc.subject	REGULATORY REQUIREMENTS
dc.subject	RESEARCH ASSISTANCE
dc.subject	RURAL ACCESS
dc.subject	RURAL FINANCE
dc.subject	SAVINGS
dc.subject	SMALL ENTERPRISES
dc.subject	SOURCE OF CREDIT
dc.subject	SUSTAINABLE DEVELOPMENT
dc.subject	TAX
dc.subject	TAX INCENTIVE
dc.subject	TAX INCENTIVES
dc.subject	TERMS OF LOANS
dc.subject	TOTAL DEBT
dc.subject	UNION
dc.subject	URBAN AREAS
dc.title	Access to Financial Services and the Financial Inclusion Agenda around the World : A Cross-Country Analysis with a New Data Set
dc.type	Publications & Research :: Policy Research Working Paper
dc.coverage	The World Region
dc.coverage	The World Region