A Framework for Analyzing Competition in the Banking Sector : An Application to the Case of Jordan

Demirguc-Kunt, Asli; Martínez Pería, María Soledad

dc.creator	Demirguc-Kunt, Asli
dc.creator	Martínez Pería, María Soledad
dc.date	2012-03-19T18:43:19Z
dc.date	2012-03-19T18:43:19Z
dc.date	2010-12-01
dc.date.accessioned	2023-02-17T21:07:03Z
dc.date.available	2023-02-17T21:07:03Z
dc.identifier	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20101213102840
dc.identifier	http://hdl.handle.net/10986/3982
dc.identifier.uri	http://localhost:8080/xmlui/handle/CUHPOERS/244952
dc.description	This paper proposes a framework to analyze competition in the banking sector using Jordan as an example. In particular, the paper pursues a multi-pronged approach to analyze competition including (i) an examination of the extent to which the market is contestable (that is, has low barriers to bank entry and exit), (b) an evaluation of the behavior of bank spreads, and (iii) an assessment of non-structural and direct measures of bank competition such as the H-statistic and the Lerner Index. This approach provides a more comprehensive framework to examine competition in the banking sector, compared with the commonly used alternative of looking only at bank concentration figures. In the case of Jordan, the analysis indicates that although concentration has declined, competition in the country is low and has decreased over time.
dc.language	English
dc.relation	Policy Research working paper ; no. WPS 5499
dc.rights	CC BY 3.0 IGO
dc.rights	http://creativecommons.org/licenses/by/3.0/igo/
dc.rights	World Bank
dc.subject	AFFILIATES
dc.subject	ASSET RATIO
dc.subject	AUDITING
dc.subject	AUDITORS
dc.subject	AUDITS
dc.subject	BALANCE SHEET
dc.subject	BANK ACTIVITIES
dc.subject	BANK ASSETS
dc.subject	BANK BORROWERS
dc.subject	BANK COMPETITION
dc.subject	BANK ENTRY
dc.subject	BANK INTEREST MARGINS
dc.subject	BANK LOANS
dc.subject	BANK OPERATIONS
dc.subject	BANK POLICY
dc.subject	BANK SPREADS
dc.subject	BANKING INDUSTRY
dc.subject	BANKING MARKET
dc.subject	BANKING REGULATIONS
dc.subject	BANKING SECTOR
dc.subject	BANKING SECTORS
dc.subject	BANKING SYSTEM
dc.subject	BANKS
dc.subject	BARRIERS TO ENTRY
dc.subject	BOND
dc.subject	BONDS
dc.subject	CAPITAL ADEQUACY
dc.subject	CAPITAL ASSET
dc.subject	CAPITAL REQUIREMENTS
dc.subject	CAPITALIZATION
dc.subject	CENTRAL BANK
dc.subject	COMMERCIAL BANK
dc.subject	COMMERCIAL BANKING
dc.subject	CONSOLIDATION
dc.subject	CONTESTABILITY
dc.subject	CURRENCY
dc.subject	DEPOSIT
dc.subject	DEPOSIT RATES
dc.subject	DEPOSITS
dc.subject	DEREGULATION
dc.subject	DERIVATIVE
dc.subject	DEVELOPING COUNTRIES
dc.subject	DEVELOPING ECONOMIES
dc.subject	DISCLOSURE OF INFORMATION
dc.subject	DISCLOSURE REQUIREMENTS
dc.subject	DOMESTIC BANK
dc.subject	DOMESTIC BANKS
dc.subject	EMERGING MARKET
dc.subject	EMERGING MARKET COUNTRIES
dc.subject	EXIT FRAMEWORK
dc.subject	EXTERNAL AUDITORS
dc.subject	FAILURE RESOLUTION
dc.subject	FINANCIAL COSTS
dc.subject	FINANCIAL DEVELOPMENT
dc.subject	FINANCIAL INFORMATION
dc.subject	FINANCIAL INSTITUTIONS
dc.subject	FINANCIAL INTERMEDIATION
dc.subject	FINANCIAL MARKETS
dc.subject	FINANCIAL SECTOR
dc.subject	FINANCIAL SECTOR ASSESSMENT
dc.subject	FINANCIAL SERVICES
dc.subject	FINANCIAL STABILITY
dc.subject	FOREIGN BANK
dc.subject	FOREIGN BANK PARTICIPATION
dc.subject	FOREIGN BANKS
dc.subject	FOREIGN PENETRATION
dc.subject	FRAUD
dc.subject	GLOBAL FINANCIAL SYSTEM
dc.subject	GOVERNMENT BANK
dc.subject	GOVERNMENT BANKS
dc.subject	HOLDING
dc.subject	HOLDING COMPANIES
dc.subject	INCUMBENT BANKS
dc.subject	INFLATION
dc.subject	INFLATION RATE
dc.subject	INPUT PRICE
dc.subject	INPUT PRICES
dc.subject	INSTITUTIONAL DEVELOPMENT
dc.subject	INSURANCE
dc.subject	INSURANCE ACTIVITIES
dc.subject	INSURANCES
dc.subject	INTEREST EXPENSES
dc.subject	INTEREST INCOME
dc.subject	INTEREST RATE
dc.subject	INTEREST RATE SPREADS
dc.subject	INTEREST RATES
dc.subject	INTERNATIONAL AUDITING STANDARDS
dc.subject	INTERNATIONAL BANK
dc.subject	ISSUANCE
dc.subject	JOINT VENTURE
dc.subject	JUDICIAL ENVIRONMENT
dc.subject	LACK OF COMPETITION
dc.subject	LAWS
dc.subject	LENDING INSTRUMENTS
dc.subject	LEVY
dc.subject	LIBERALIZATION
dc.subject	LIQUIDATION
dc.subject	LIQUIDITY
dc.subject	LOAN
dc.subject	MACROECONOMIC CONDITIONS
dc.subject	MARGINAL COSTS
dc.subject	MARKET POWER
dc.subject	MARKET STRUCTURE
dc.subject	MONEY MARKET
dc.subject	MONOPOLY
dc.subject	MORTGAGE
dc.subject	MORTGAGE LOANS
dc.subject	MUTUAL FUND
dc.subject	MUTUAL FUND INDUSTRY
dc.subject	OUTPUT
dc.subject	OUTPUTS
dc.subject	OVERDRAFT
dc.subject	OVERDRAFT FACILITIES
dc.subject	OVERDRAFTS
dc.subject	PERSONNEL EXPENSES
dc.subject	PRIME RATE
dc.subject	PRIVATE SECTOR DEVELOPMENT
dc.subject	PROFITABILITY
dc.subject	PROPERTY RIGHTS
dc.subject	REAL ESTATE
dc.subject	REAL ESTATE INVESTMENT
dc.subject	REGULATORS
dc.subject	REGULATORY FRAMEWORK
dc.subject	RETAIL
dc.subject	RETURN ON ASSETS
dc.subject	SECURITIES
dc.subject	SHARE OF ASSETS
dc.subject	SHAREHOLDERS
dc.subject	SOURCE OF FUNDS
dc.subject	SOURCES OF FUNDS
dc.subject	SPREAD
dc.subject	SUBSIDIARIES
dc.subject	SUBSIDIARY
dc.subject	SUPERVISION OF BANKS
dc.subject	SUPERVISORY AGENCY
dc.subject	TAX
dc.subject	TAX RETURN
dc.subject	TAXATION
dc.subject	TIME DEPOSITS
dc.subject	TRACK RECORD
dc.subject	TRANSPARENCY
dc.subject	UNION
dc.subject	WORLD DEVELOPMENT INDICATORS
dc.title	A Framework for Analyzing Competition in the Banking Sector : An Application to the Case of Jordan
dc.type	Publications & Research :: Policy Research Working Paper
dc.coverage	Middle East and North Africa
dc.coverage	Jordan